Calculators

Free Soft Cost Calculator - Run Your Numbers in 30 Seconds

Enter the quantities you know. The Soft Cost calculator updates instantly and shows the number you should pressure-test before signing.
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How the Calculator Works

Formula: hard_cost * soft_cost_pct. Defaults are planning ranges, not bids. The point is to expose order of magnitude and missing soft costs before a contractor or owner commits.

5 Things This Calculator Catches That Spreadsheets Miss

  1. Percent costs that were entered as flat dollars.
  2. Missing permits or design fees.
  3. Totals that ignore contingency.
  4. Unit prices that are too low for the market.
  5. Scope that changed while the old budget stayed in place.

Is the Soft Cost Calculator a Bid?

No. It is a planning check.

Can I Change the Assumptions?

Yes. Edit the inputs to match your project size and rate.

What Should I Do with the Result?

Compare it to contractor bids and ask why large gaps exist.

Does It Include Labor?

For unit-cost calculators, the rate should include labor and materials unless noted.

Does It Include Permits?

Only the ADU calculator has explicit permit and A&E fields.

How is CostCheckGPT approaching contractor bid review?

Yes. Use this calculator for speed, then paste the full estimate into CostCheckGPT.

Run a deeper analysis in CostCheckGPT

Richard Golding

Founder, CostCheckGPT
20+ years in construction and renovation
NYC Build Remodel · DCWP HIC #2135146
California Construction & Remodeling Experts · CSLB B #1130438

Richard Golding founded CostCheckGPT after more than 20 years working in construction and renovation. He operates licensed construction businesses in New York City and California and developed CostCheckGPT around the way contractor bids are reviewed for math, scope, allowances, exclusions, and project risk.

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